Jamie is a meticulous researcher who has published 2,000+ personal finance articles. Her expertise is trusted by major brands like Bankrate and Rocket Mortgage.
Evelyn PimplaskarEditor-in-Chief, Director of Content
10+ years in insurance and personal finance content
30+ years in media, PR, and content creation
Evelyn leads Insurify’s content team. She’s passionate about creating empowering content to help people transform their financial lives and make sound insurance-buying decisions.
Save up to $717 by comparing quotes from the top 100+ insurance companies
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Advertiser Disclosure
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Cheapest recent rates near Arlington, Texas
Drivers using Insurify have found quotes as cheap as $34/mo for liability only and $59/mo for full coverage in Arlington and other Texas cities.
*Quotes generated for Insurify users in and around Arlington, Texas within the last 10 days. Last updated on May 2, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 2, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Arlington, Texas within the last 10 days. Last updated on May 2, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 2, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Drivers in Arlington can expect to pay an average of $247 per month for full-coverage auto insurance and $125 for liability-only coverage. Arlington’s rates are below the state average but higher than the national average of $159 per month.
Arlington is the third-largest city in North Texas,[1] which could contribute to its higher-than-average insurance rates. Since the city doesn’t offer public transportation, residents can’t avoid driving.
Texas requires all drivers to carry a minimum amount of insurance, so it’s important to compare quotes from multiple companies to find the best rate on car insurance.
Quick Facts
State Farm, GEICO, and Hugo are the cheapest auto insurance companies for Arlington residents.
Arlington’s location between the large, bustling cities of Dallas and Fort Worth likely contributes to the city’s car insurance rates.
Police reported 6,321 accidents in Arlington in 2022, 26 of which were fatal, according to Texas Department of Transportation data.[2]
Best and cheapest car insurance companies in Arlington
The auto insurance company for you will depend on your individual situation and needs. Here are three of the best car insurance companies for Arlington drivers, the type of driver each one is best for, and their average quotes in Texas.
Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Average Quote: Full Coverage
Average Quote: Liability Only
Best for
State Farm
4.5
$64
$38
Young drivers
GEICO
4.2
$69
$42
Discounts
Mile Auto
3.5
$109
$54
Low-mileage drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 5 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. We update ratings once a year or as more recent information becomes available.
Third-party financial ratings: We use data from AM Best, S&P, Moody's, and more to compare insurance companies’ credit and ability to pay out future claims.
Customer satisfaction: To calculate this score, Insurify analyzed more than 20,000 customer reviews across 155 car insurance companies. We also considered third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the United States, as well as available discounts, to calculate an affordability score.
Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
Availability and reach: Insurify identified the number of states in which insurers offer coverage and company size by market share to score availability and reach.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.5
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$39/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$65/mo
Young drivers are statistically much more likely to get into accidents than more mature drivers. In 2022, drivers younger than 25 accounted for more than half of all the accidents that occurred in Arlington.[2] Accident frequency can drive up the insurance costs for drivers younger than 25.
State Farm offers numerous discounts for young drivers. Good students can earn a 25% discount on their auto insurance, and the savings will last until they turn 25. Teen drivers can also earn a discount for completing an approved driver’s education course.
Pros
High J.D. Power customer satisfaction rating in Texas
Offers rideshare insurance
Cons
Doesn’t offer gap insurance
Not usually the cheapest option for drivers with violations
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.2
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$42/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$71/mo
Arlington’s average monthly car insurance costs are higher than the national average. But you can save money on auto insurance by taking advantage of car insurance discounts. And GEICO offers more discounts than nearly any other insurance company.
For example, you can earn a discount for having certain safety features in your vehicle, like anti-lock brakes, airbags, and an anti-theft system. If you’ve remained accident-free for five years, you could save up to 22% on your auto insurance. And you may qualify for a discount based on where you work or certain memberships you belong to.
Pros
Good option for good drivers, seniors, and young drivers
Accident forgiveness available
Cons
Higher rates for drivers with DUIs
No rideshare insurance or new car replacement coverage available
We were with Geico for over 20 years and then had a terrible customer service experience. This wasn't a minor issue or just one agent. The problem involved conversations with multiple agents and supervisors. It's disappointing that after being insured with this company for so long, they showed no interest in resolving an unexpected situation that was actually an honest mistake made by one of their agents. I don't recommend them!
Elizabeth - April 25, 2024
Verified
Excellent
It has always been great.
Andrew - April 24, 2024
Verified
AI-Run, Money-Hungry Company
The customer service is poor and very unprofessional. It's impossible to speak to an agent.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.5
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$54/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$107/mo
Since Arlington doesn’t offer a mass transit system, most residents will need to own a car to get around. But if you work from home and spend very little time driving or are a senior who drives less frequently, you may benefit from pay-per-mile insurance like Mile Auto.
Mile Auto says low-mileage drivers can save 30% to 40% on their current insurance rates. Drivers pay a base rate and a per-mile cost every month. And the company doesn’t require you to use a tracking device in your car, so it’s a good option for drivers who are concerned about privacy.
Pros
Low-mileage drivers could save money
Verify monthly miles driven with a picture of your odometer
Cons
No discounts or bundling available
Only sells full coverage — liability only isn’t available
Find Cheap Car Insurance in Arlington, Texas
Rates start at $39 for liability coverage
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
How to get the cheapest car insurance in Arlington
The best way to keep your insurance costs low is by maintaining a good driving record. Here are five other things you can do to find cheap car insurance in Arlington:
Choose a higher deductible. When you file a claim with your auto insurance company, you’ll pay an out-of-pocket deductible before your coverage kicks in.Choosing a higher deductiblewill help you save money on your monthly premiums.
Get a liability-only policy. If you drive an older vehicle that’s paid off, it may make sense to drop your coverage to a liability-only policy. It’s a good idea to check Kelley Blue Book to see what your car is currently worth.
Bundle your policies. Most insurers give you a discount for purchasing multiple insurance policies from them. For example, you could earn a discount forbundling your auto insurance and home insurancetogether.
Maintain a good credit score. Most insurance companies consider credit scores when reviewing you for car insurance. Maintaining good credit can help you keep your insurance costs low.
Shop around. You should receive quotes from at least three different companies before choosing an auto insurance policy. Every company has slightly different criteria they look at, so shopping around is the best way to find cheap car insurance.
Cheapest liability-only car insurance in Arlington: State Farm
If you cause a car accident, liability-only insurance will pay for damages to the other driver’s vehicle. It’ll also cover medical costs if they or their passengers are injured in the accident. However, liability insurance won’t pay for your hospital bills or damages to your vehicle.
The cheapest insurer for liability-only car insurance in Arlington is State Farm, with a starting cost of $39 per month. The following table outlines the cheapest liability-only policies for Arlington drivers.
The below rates are estimated rates current as of: Wednesday, May 1 at 12:00 PM PDT.
Insurance Company
Average Monthly Quote
State Farm
39
GEICO
42
Hugo
54
Mile Auto
54
Allstate
55
USAA
70
Safeco
81
Nationwide
92
Mercury
95
Midvale Home & Auto
98
Progressive
98
Dairyland
105
Clearcover
107
Chubb
118
National General
122
Liberty Mutual
126
Elephant
128
Commonwealth Casualty
132
Direct Auto
134
21st Century
136
The General
149
GAINSCO
151
Bristol West
165
State Auto
177
AssuranceAmerica
184
Infinity
191
Foremost
218
Hallmark
230
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Arlington: State Farm
Full-coverage car insurance includes your state’s required amount of liability coverage, plus comprehensive and collision. Full coverage provides more robust protection than a liability-only policy.
Collision coverage can help pay to repair or replace your vehicle after an accident, no matter who caused the crash. It can also pay damages if you collide with an object other than a vehicle, such as a telephone pole or fence.
If an event other than a collision causes damage to your car — for example, vandalism or a fire — comprehensive coverage can help pay to repair or replace your car.
The cheapest insurer for full-coverage car insurance in Arlington is State Farm, with a cost of $65 per month. If you’re looking for affordable full-coverage auto insurance in Arlington, you might consider the following insurance companies.
The below rates are estimated rates current as of: Wednesday, May 1 at 12:00 PM PDT.
Insurance Company
Average Monthly Quote
State Farm
65
GEICO
71
Allstate
91
Mile Auto
107
USAA
115
Clearcover
142
Hugo
146
Mercury
151
Travelers
162
Nationwide
165
Progressive
174
Midvale Home & Auto
175
Safeco
175
Chubb
196
Elephant
209
21st Century
226
AssuranceAmerica
239
Liberty Mutual
259
Direct Auto
265
Dairyland
266
National General
270
Infinity
292
The General
300
Bristol West
311
State Auto
324
GAINSCO
327
Commonwealth Casualty
340
Foremost
439
Hallmark
457
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Car insurance requirements in Texas
Here are the minimum coverage requirements for car insurance, according to Texas state law:
Coverage
Minimum Requirements
Bodily injury liability
$30,000 per person / $60,000 per accident
Property damage liability
$25,000
For many drivers, liability-only insurance won’t be enough coverage, so here are some additional coverage options you can consider:
Collision coverage
Collision coverage pays to repair or replace your vehicle after a car accident.
Comprehensive coverage
Comprehensive insurance will pay to repair or replace your vehicle if it’s stolen or damaged by something other than a car accident.
Medical payments coverage
Medical payments coverage will cover your medical bills resulting from a car accident, or while walking or biking.
Personal injury protection (PIP) coverage
In addition to paying for your and your passengers’ medical bills,PIP coveragewill pay for any lost wages resulting from the accident.
Uninsured/underinsured motorist coverage
This coverage will kick in if you’re in an accident with an uninsured or underinsured motorist.
Cheapest car insurance for drivers with an incident
Drivers with a good driving record can expect to pay the lowest car insurance premiums. So if you have a history of speeding tickets, driving under the influence, and at-fault accidents, you can expect your insurance to go up. But by shopping around for different insurers, you may be able to save money on car insurance.
Overall, having an incident on your motor vehicle record in Arlington can push your monthly car insurance premium from $186 to $256.
Shop for Car Insurance in Arlington, TX
Rates start at $48 for drivers with an incident
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Cheapest car insurance for drivers with a speeding ticket: State Farm
Excessive speed plays a role in roughly 20% of fatal crashes, according to the National Highway Traffic Safety Administration (NHTSA). Because speeding often leads to accidents, receiving a ticket will cause your insurance rates to go up. And this violation can remain on your record for up to three years or more.
The cheapest insurer for drivers with a speeding ticket in Arlington is State Farm, with an average cost of $49 per month. Here’s what you can expect to pay for auto insurance with a speeding ticket compared to a clean driving record.
The below rates are estimated rates current as of: Wednesday, May 1 at 12:00 PM PDT.
Insurance Company
Clean Driving Record
With Speeding Ticket
State Farm
39
49
GEICO
42
54
Hugo
54
76
Mile Auto
54
76
Allstate
55
71
USAA
70
90
Safeco
81
112
Nationwide
92
119
Mercury
95
141
Progressive
98
131
Dairyland
105
139
Clearcover
107
148
Chubb
118
154
National General
122
157
Liberty Mutual
126
174
Elephant
128
166
Commonwealth Casualty
132
165
Direct Auto
134
177
21st Century
136
182
The General
149
199
GAINSCO
151
189
Bristol West
165
217
AssuranceAmerica
184
251
Infinity
191
254
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: State Farm
If you’re found at fault for a car accident, your insurance premiums will likely increase. When you’re involved in a car accident, you have to file a claim with your insurance company. This makes you more expensive to insure, so you’ll have to pay higher monthly rates.
State Farm has the cheapest rates for Arlington drivers with at-fault accidents on their records — $53 per month for liability-only coverage. The data below outlines the average cost of auto insurance if you’re in an accident.
The below rates are estimated rates current as of: Wednesday, May 1 at 12:00 PM PDT.
Insurance Company
Clean Driving Record
With Accident
State Farm
39
53
GEICO
42
58
Hugo
54
74
Mile Auto
54
81
Allstate
55
76
USAA
70
96
Safeco
81
121
Nationwide
92
128
Mercury
95
149
Progressive
98
139
Dairyland
105
147
Clearcover
107
174
Chubb
118
164
National General
122
171
Liberty Mutual
126
186
Elephant
128
178
Commonwealth Casualty
132
183
Direct Auto
134
190
21st Century
136
193
The General
149
212
GAINSCO
151
204
Bristol West
165
227
AssuranceAmerica
184
261
Infinity
191
248
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: State Farm
Driving under the influence of alcohol or drugs endangers lives, so it comes with harsh penalties. If you’re caught driving under the influence in Texas, you ’ll receive a fine of up to $2,000. If you’re convicted, you could spend up to 180 days in jail and lose your driver’s license for up to a year.[3]
And if you have a DUI conviction, your insurance company could decide not to renew your policy. If it does keep you as a customer, you’ll pay much higher rates for car insurance.
A DUI can elevate your monthly insurance premium in Arlington from $186 to $319, on average. Drivers will find the cheapest rates after a DUI from State Farm, starting at $64 for minimum coverage. Here’s what you can expect to pay for insurance after a DUI:
The below rates are estimated rates current as of: Wednesday, May 1 at 12:00 PM PDT.
Insurance Company
Clean Driving Record
With DUI
State Farm
39
64
GEICO
42
69
Hugo
54
83
Mile Auto
54
89
Allstate
55
90
USAA
70
114
Safeco
81
132
Nationwide
92
150
Mercury
95
159
Progressive
98
160
Dairyland
105
171
Clearcover
107
175
Chubb
118
193
National General
122
199
Liberty Mutual
126
206
Elephant
128
209
Commonwealth Casualty
132
193
Direct Auto
134
219
21st Century
136
222
The General
149
243
GAINSCO
151
246
Bristol West
165
269
AssuranceAmerica
184
300
Infinity
191
312
Foremost
218
356
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: State Farm
Most people will see their insurance rates decrease starting at age 35, but they’ll start to increase again around age 75. This is because accident frequency and severity increase for senior drivers.
In Arlington, car insurance for seniors costs an overall average of $133 per month. The cheapest monthly rate senior drivers will find in the city is $28 from State Farm. The table below shows the cheapest auto insurance companies for seniors in Arlington:
The below rates are estimated rates current as of: Wednesday, May 1 at 12:00 PM PDT.
Insurance Company
Liability Only
Full Coverage
State Farm
28
47
GEICO
31
52
Mile Auto
38
76
Allstate
41
68
USAA
52
86
Nationwide
64
115
Safeco
64
139
Progressive
65
116
Mercury
72
115
Dairyland
79
200
Chubb
80
133
National General
92
204
Clearcover
94
125
Elephant
94
154
21st Century
95
159
Direct Auto
96
191
Commonwealth Casualty
97
251
Liberty Mutual
97
198
The General
113
227
GAINSCO
116
252
Bristol West
123
233
AssuranceAmerica
125
162
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: GEICO
Teenage drivers pay some of the highest rates for auto insurance due to their lack of experience behind the wheel. Teen drivers between the ages of 16 and 19 have a fatal crash rate that’s nearly three times as high as drivers older than 20.[4]
Fortunately, young drivers have ways to save money on auto insurance. For example, you can stay on an insurance plan with your family, purchase a safer vehicle, and qualify for a good student discount.
Teen car insurance costs Arlington drivers an overall average of $318 per month. But young drivers may find lower rates from GEICO, which has rates as low as $65 for liability-only coverage. Here are the cheapest coverage options for teenage drivers:
The below rates are estimated rates current as of: Wednesday, May 1 at 12:00 PM PDT.
Insurance Company
Liability Only
Full Coverage
GEICO
65
110
State Farm
66
110
Allstate
95
158
Hugo
95
256
Mile Auto
103
204
USAA
114
187
Safeco
142
307
Nationwide
155
279
Dairyland
168
425
Mercury
171
272
Progressive
173
307
Clearcover
188
249
Elephant
208
340
Liberty Mutual
209
430
Chubb
216
359
21st Century
224
372
Commonwealth Casualty
227
585
National General
228
505
The General
235
473
Direct Auto
241
477
GAINSCO
265
575
Bristol West
270
510
Infinity
316
482
AssuranceAmerica
350
455
Foremost
383
771
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Compare Car Insurance Rates in Arlington
Insurify partners with 100+ top insurers to show the most real-time quotes
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Arlington car insurance quotes by credit tier
Texas is one of many states that allow insurance companies to consider credit history when determining your auto insurance rates. Insurance companies use credit information to generate a credit-based insurance score intended to predict how likely you are to file a claim. Generally, people with good credit pay lower car insurance rates than people with poor credit do.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Arlington?
Arlington residents pay an average of $186 per month for car insurance, which is above the national average. However, it falls right in the middle when compared to other Texas cities. And it’s less expensive than cities like Beaumont, Dallas, and Plano.
More cities in Texas
Your location also influences your car insurance rates, and you could pay more or less for insurance depending on your ZIP code. Here’s how Arlington’s average monthly car insurance rates compare to other popular cities in Texas:
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Arlington car insurance FAQs
While Arlington car insurance is cheap compared to other locations in the Lone Star State and the overall Texas average, it still makes sense to look for the best deal you can find. To help you get started, here are some answers to commonly asked questions about Texas and Arlington car insurance.
How much is car insurance in Arlington, Texas?
On average, car insurance costs $247 per month for full coverage and $125 for liability-only insurance. But the premium you actually get will depend on many other factors besides location, including your driving history, age, gender, and credit.
Who has the cheapest car insurance in Arlington?
State Farm offers the lowest car insurance rates in Arlington, starting at $39 for liability-only coverage. Arlington drivers can also find cheap rates from GEICO and Hugo, which have liability rates as low as $42 and $54, respectively.
What are the best car insurance companies in Arlington?
Many top insurers offer coverage in Arlington, but State Farm, GEICO, and Mile Auto emerge as among the best car insurance companies for drivers. Both State Farm and GEICO have IQ Scores above four (out of a possible five) and strong ratings from AM Best and J.D. Power. Mile Auto’s pay-per-mile model is an especially good choice for Arlington drivers with shorter commutes, people who work from home, and seniors who don’t drive much.
How much is car insurance in Texas per month?
Because the state is exposed to several types of severe weather and has several large cities with significant traffic, car insurance rates in Texas tend to be higher than in other states — and higher than the national average overall. Full-coverage car insurance costs a monthly average of $251 for Texans, and liability-only insurance averages $119 per month.
What’s the bare-minimum insurance required in Texas?
Texans must carry at least $30,000 in bodily injury coverage per person, up to a total of $60,000 per accident, and $25,000 for property damage. Additionally, all car insurance policies in Texas include personal injury protection, but you can opt out of the coverage in writing.
Keep in mind that insurance professionals commonly recommend purchasing more than a state’s minimum required coverage amounts. Higher liability limits and full coverage offer greater financial protection. For example, if you cause an accident that leaves the other driver with $60,000 in medical bills that you’re responsible for, Texas minimum coverage will only pay half that amount. You’ll be on the hook for the other $30,000.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Jamie Johnson is a Kansas City-based personal finance writer whose work has been featured on several of the top finance and business sites in the country, including Insider, Credit Karma, Bankrate, Rocket Mortgage, Fox Business, Quicken Loans, and The Balance. For the past six years, she's dedicated more than 10,000 hours of research and writing to more than 2,000 articles about personal finance topics.
Evelyn PimplaskarEditor-in-Chief, Director of Content
10+ years in insurance and personal finance content
30+ years in media, PR, and content creation
Evelyn leads Insurify’s content team. She’s passionate about creating empowering content to help people transform their financial lives and make sound insurance-buying decisions.