Licensed Realtor with 10+ years in personal finance content
Contributor to Nasdaq and USA Today
Daria is a licensed Realtor and resort property manager specializing in personal finance, real estate, and insurance topics. In her spare time, she practices photography.
3+ years experience in insurance and personal finance editing
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Save up to $717 by comparing quotes from the top 100+ insurance companies
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Advertiser Disclosure
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Cheapest recent rates near Valdosta, Georgia
Drivers using Insurify have found quotes as cheap as $39/mo for liability only and $79/mo for full coverage in Valdosta and other Georgia cities.
*Quotes generated for Insurify users in and around Valdosta, Georgia within the last 10 days. Last updated on May 2, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 2, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Valdosta, Georgia within the last 10 days. Last updated on May 2, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 2, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Drivers in Valdosta, Georgia, can find the best auto insurance rates with Hugo, Auto-Owners, State Farm, and COUNTRY Financial. On average, car insurance in Valdosta costs $138 per month overall. This is much lower than the overall average in Georgia of $192 and slightly lower than the national overall average of $159. It’s possible that the relatively small population of the city (around 55,000) contributes to these lower rates. Fewer people means fewer accidents on the road.
Insurance companies determine your auto premium based on the coverage amount and type you choose, as well as your driving record, age, marital status, vehicle type, and more. You have a number of quality options available in Valdosta, and you can find the one for you by comparing car insurance quotes.
Quick Facts
Hugo, Auto-Owners, and State Farm have the cheapest rates in Valdosta.
Valdosta drivers pay an average of $107 per month for liability coverage and $169 for full coverage.[1]
Around 12.4% of drivers in Georgia — or roughly 1 in 8 — are uninsured.[2]
3 of the cheapest car insurance companies in Valdosta
The cheapest car insurance option for another driver may not offer the best rates for you. Premiums can vary widely from one person to the next because of unique driver situations and coverage needs. It’s important to tailor your search to your age, driving record, and other factors that affect premiums.
Valdosta residents have plenty of different companies to choose from for a liability or full-coverage policy. The following insurers offer quality coverage at an affordable price.
Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best For
Auto-Owners
4.0
$95
$65
Senior drivers
State Farm
4.5
$102
$70
Drivers with an incident
COUNTRY Financial
4.2
$104
$70
Teen drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 5 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. We update ratings once a year or as more recent information becomes available.
Third-party financial ratings: We use data from AM Best, S&P, Moody's, and more to compare insurance companies’ credit and ability to pay out future claims.
Customer satisfaction: To calculate this score, Insurify analyzed more than 20,000 customer reviews across 155 car insurance companies. We also considered third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the United States, as well as available discounts, to calculate an affordability score.
Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
Availability and reach: Insurify identified the number of states in which insurers offer coverage and company size by market share to score availability and reach.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.0
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$47/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$68/mo
Founded in Michigan in 1926, Auto-Owners is one of America’s largest property and casualty insurance companies by market share.[3] The company serves nearly 3 million customers who purchase policies through local agents. Auto-Owners earned an AM Best financial strength rating of A++ (Superior).
I had a major claim due to a fire, which was not my fault. They handled it poorly and the complex ended up tearing down my building. They did make a payment, but there was a $10,000 depreciation on my goods.
Erin - April 7, 2024
Verified
Unhappy with Renewal Costs
The premium is ridiculously expensive for the few miles I drive.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.5
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$50/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$73/mo
The largest insurance company in the U.S. by market share, State Farm sells a number of insurance products, including auto, renters, homeowners, and life insurance. The company earned an AM Best financial strength rating of A++ (Superior).
Pros
Mutual insurance company owned by policyholders
Savings of up to 23% possible via bundling discounts
Cons
Gap insurance not available
Some negative Better Business Bureau (BBB) customer reviews
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.2
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
868
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$51/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$74/mo
Originally founded by farmers, COUNTRY Financial has been in business for more than 95 years. Though a fairly small company, COUNTRY Financial has agents serving customers throughout 19 states, including 50 agents in Valdosta. The company earned an AM Best financial strength rating of A+ (Superior).
Pros
Full-service financial services company
Limited number of available discounts
Cons
Rideshare insurance not available
Customer service unavailable on Sundays (except for claims)
Every year, they raise my car or home insurance. I'm looking for a better deal.
How to get the cheapest car insurance in Valdosta
Before you start shopping for the best price for car insurance, you should evaluate your specific coverage needs. For example, liability and full-coverage insurance differ in coverage level and price significantly, so you should only pay for what you need.
Next, shop around to find the cheapest coverage. Drivers earn different rates in Valdosta depending on their driver profile, but finding low rates from an insurance company can save you a lot of money on annual premiums.
You can also earn cheaper rates through the following ways:[4]
Select a higher deductible.
Bundle policies with the same insurer.
Improve your credit to improve your insurance score.
Use discounts available through your employer, professional organization, or other group.
Research discounts you may qualify for, such as a safe driver discount.
Cheapest liability-only car insurance in Valdosta: Hugo
Liability insurance only covers costs related to any damage and injury you cause other drivers and their passengers.[5] Liability-only policies in Valdosta cost $107 per month, on average. Here’s how much you can expect to pay for liability coverage in Valdosta.
The below rates are estimated rates current as of: Wednesday, May 1 at 12:00 PM PDT.
Insurance Company
Average Monthly Quote
Hugo
40
Auto-Owners
47
State Farm
50
COUNTRY Financial
51
Allstate
55
Mile Auto
55
USAA
59
Progressive
68
Safeco
74
Mercury
78
GEICO
81
State Auto
81
Clearcover
83
National General
95
Liberty Mutual
96
AssuranceAmerica
97
Elephant
99
Direct Auto
101
GAINSCO
109
Midvale Home & Auto
119
Nationwide
121
Infinity
137
The General
151
Bristol West
167
Foremost
180
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Valdosta: Hugo
Full-coverage insurance includes liability, collision, and comprehensive coverage. Collison insurance covers your vehicle damage following a collision with another vehicle or object, regardless of fault. Comprehensive coverage pays for damages from a non-collision incident, like severe weather, vandalism, or fire. Drivers in Valdosta pay an average of $169 per month for full-coverage insurance.
Here’s what you can expect to pay for full coverage in Valdosta.
The below rates are estimated rates current as of: Wednesday, May 1 at 12:00 PM PDT.
Insurance Company
Average Monthly Quote
Hugo
45
Auto-Owners
68
State Farm
73
COUNTRY Financial
74
Allstate
80
USAA
85
Mile Auto
88
Progressive
109
Travelers
111
GEICO
118
Mercury
127
Safeco
128
Elephant
139
State Auto
147
Clearcover
149
AssuranceAmerica
165
Midvale Home & Auto
165
Liberty Mutual
166
Direct Auto
170
Nationwide
173
National General
196
Foremost
213
GAINSCO
221
Infinity
246
The General
252
Bristol West
317
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Car insurance requirements in Georgia
Georgia, like most states, has minimum coverage requirements that drivers must adhere to. Specifically, drivers in the state need a minimum of bodily injury and property damage liability.[6]
Because Georgia is an at-fault state, the responsible driver’s liability insurance covers damages resulting from a crash or other incident.[7]
Required liability coverage in Georgia includes the following:
Coverage
Minimum Requirements
Bodily injury liability
$25,000 per person $50,000 per accident
Property damage liability
$25,000 per accident
Drivers have the option of adding additional coverage for more protection, such as:
Collision
This covers damage to your car if you have an accident or hit an object.
Comprehensive
If a non-collision incident causes damage to your vehicle, this coverage kicks in.
Uninsured motorist
This protects you if an uninsured driver injures you or causes damage to your vehicle.
Glass coverage
This pays to repair or replace damaged windows, including the windshield, with no deductible.
Cheapest car insurance for drivers with an incident
Your risk level determines car insurance rates, so people who are more likely to file a claim may pay more for an auto insurance policy. Insurance companies evaluate risk by looking at many factors, including incidents like at-fault accidents, speeding tickets, driving under the influence, and other moving violations.[8] Any of these incidents can increase rates when your policy renews.
Find Cheap Car Insurance in Valdosta, GA
Monthly rates start at $54 for drivers with an incident
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Cheapest car insurance for drivers with a speeding ticket: Hugo
Tickets show up on your motor vehicle record, which your insurer reviews periodically. Because speeding is a risky driving behavior that puts you at greater risk of having an accident, having a ticket on your record could make you lose any good-driver discounts you may have earned. Two or more tickets within a three-year period will likely increase your rate.
The average cost of car insurance for drivers with a speeding ticket in Valdosta is $246 per month for full coverage and $156 for liability only.
The below rates are estimated rates current as of: Wednesday, May 1 at 12:00 PM PDT.
Insurance Company
Clean Driving Record
With Speeding Ticket
Hugo
40
57
Auto-Owners
47
63
State Farm
50
64
COUNTRY Financial
51
68
Allstate
55
71
Mile Auto
55
78
USAA
59
77
Progressive
68
92
Safeco
74
104
Mercury
78
117
GEICO
81
105
Clearcover
83
116
National General
95
124
Liberty Mutual
96
134
AssuranceAmerica
97
134
Elephant
99
130
Direct Auto
101
135
GAINSCO
109
138
Nationwide
121
159
Infinity
137
184
The General
151
204
Bristol West
167
222
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: Hugo
Any accident can increase your insurance rate, but an accident you cause will likely result in a significant increase in insurance prices — unless it causes minimal damage or you have accident forgiveness. A serious or total loss can significantly increase your car insurance bills. Though your insurer won’t penalize you forever, it could take a few years before your insurer stops factoring an accident into your premium.
In Valdosta, the average cost of car insurance for drivers with an accident is $256 per month for full coverage and $162 for liability only.
The below rates are estimated rates current as of: Wednesday, May 1 at 12:00 PM PDT.
Insurance Company
Clean Driving Record
With Accident
Hugo
40
55
Auto-Owners
47
66
State Farm
50
68
COUNTRY Financial
51
73
Allstate
55
76
Mile Auto
55
83
USAA
59
81
Progressive
68
97
Safeco
74
110
Mercury
78
122
GEICO
81
112
Clearcover
83
135
National General
95
133
Liberty Mutual
96
141
AssuranceAmerica
97
138
Elephant
99
138
Direct Auto
101
143
GAINSCO
109
147
Nationwide
121
168
Infinity
137
178
The General
151
215
Bristol West
167
230
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: Hugo
Due to the severity of the offense, a DUI conviction likely has the greatest effect on your insurance rates of all driving incidents. Even if your insurer doesn’t cancel your coverage, a DUI conviction will most likely significantly increase your auto premium. Valdosta drivers can expect to pay an average of $290 per month for full coverage and $184 for liability after a DUI conviction.
After a DUI in Georgia, you need to file an SR-22 form for at least three years. And your DUI won’t drop off your record for 10 years.
The below rates are estimated rates current as of: Wednesday, May 1 at 12:00 PM PDT.
Insurance Company
Clean Driving Record
With DUI
Hugo
40
61
Auto-Owners
47
77
State Farm
50
82
COUNTRY Financial
51
83
Allstate
55
90
Mile Auto
55
90
USAA
59
96
Progressive
68
111
Safeco
74
121
Mercury
78
130
GEICO
81
132
Clearcover
83
136
National General
95
155
Liberty Mutual
96
157
AssuranceAmerica
97
158
Elephant
99
162
Direct Auto
101
165
GAINSCO
109
178
Nationwide
121
198
Infinity
137
224
The General
151
247
Bristol West
167
273
Foremost
180
294
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: Auto-Owners
Though senior drivers typically have lots of experience behind the wheel, aging can cause physical changes that make driving less safe — including effects on vision and memory. And drivers older than 70 have higher crash death rates than middle-aged drivers.[9] That increased risk results in seniors paying slightly more for their insurance, on average.
The average cost of car insurance for senior drivers in Valdosta is $131 per month for full coverage and $83 for liability only.
The below rates are estimated rates current as of: Wednesday, May 1 at 12:00 PM PDT.
Insurance Company
Liability Only
Full Coverage
Auto-Owners
28
40
State Farm
29
42
COUNTRY Financial
31
45
Progressive
34
54
Allstate
35
51
Mile Auto
35
55
USAA
38
54
GEICO
50
73
Mercury
54
88
Safeco
55
96
AssuranceAmerica
56
96
Direct Auto
63
106
Liberty Mutual
63
108
Elephant
64
90
National General
67
138
Nationwide
67
95
Clearcover
74
133
GAINSCO
82
166
The General
105
175
Bristol West
109
207
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: Hugo
Teenagers face the highest car insurance rates due to a lack of experience driving, a greater likelihood of risky behavior, and high crash rates. Teen drivers in Valdosta pay an average of $303 per month for full coverage and $192 for liability only.
But if you’re a teen driver, you can save on your premiums in a few different ways, including:
Staying on your parents’ policy instead of getting your own
Driving an inexpensive car
Qualifying for a good-student discount
The below rates are estimated rates current as of: Wednesday, May 1 at 12:00 PM PDT.
Insurance Company
Liability Only
Full Coverage
Hugo
72
81
COUNTRY Financial
73
106
Auto-Owners
79
114
State Farm
87
126
Allstate
98
142
USAA
98
142
Mile Auto
107
171
Progressive
123
197
GEICO
129
188
Safeco
133
230
Mercury
144
234
Clearcover
149
268
Liberty Mutual
163
282
Elephant
165
231
National General
181
374
Direct Auto
186
313
AssuranceAmerica
189
321
GAINSCO
196
397
Nationwide
209
299
Infinity
232
417
The General
244
407
Bristol West
280
532
Foremost
323
383
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Find Cheap Car Insurance in Valdosta, GA
Check quotes from 100+ top insurance companies
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Valdosta car insurance quotes by credit tier
Insurance companies factor credit into insurance rates because people with poor credit have been shown to file more claims than drivers with good or excellent credit. Insurers use your credit history to calculate an insurance score, which helps predict insurance losses.
Each insurance company uses its own method in the insurance score calculation. As you can see from the chart below, your credit can affect your insurance rates.
The averages by credit tier are for full-coverage insurance in Valdosta.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Valdosta?
Car insurance costs much less in Valdosta than the state average. Statewide, Georgians pay $192 per month for car insurance, but Valdosta drivers pay $138 per month. On average, drivers in the city pay $107 per month for liability and $169 for full-coverage car insurance.
The city and ZIP code you live in can influence your insurance rates. Drivers in urban neighborhoods, for example, typically pay more because of more accidents and higher crime rates. Valdosta has a relatively small population compared to larger Georgia cities, like Atlanta. The number of weather-related claims in a particular area can also affect rates.
More cities in Georgia
Valdosta drivers earn some of the lowest rates in Georgia — at least compared to several of the most populated cities. On average, Valdosta drivers pay $169 per month for full-coverage insurance. See how that compares to the cities below.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Valdosta car insurance FAQs
If you still have questions about finding car insurance in Valdosta, the information below should help you navigate the decision-making process.
How much is car insurance in Valdosta?
On average, Valdosta drivers pay $138 per month for car insurance. Drivers pay $107 for liability and $169 for full-coverage insurance. The statewide average for car insurance is $192 per month ($145 for liability and $240 for full coverage). Your specific rate will depend on your driving record, credit history, age, and more.
Which companies have the cheapest car insurance in Valdosta?
Hugo has the cheapest car insurance in Valdosta, with a monthly liability-only rate of $40. Other affordable insurers include Auto-Owners and State Farm, with liability rates of $47 and $50 per month, respectively. The cheapest car insurance company for you will depend on many factors, including your location, age, gender, driving history, and vehicle.
What are the best car insurance companies in Valdosta?
State Farm is the best car insurance company in Valdosta, due to its IQ Score of 4.5, an AM Best financial strength rating of A++ (Superior), and affordable coverage options. Other top insurers include Auto-Owners and Allstate — with IQ Scores of 4.0 and 4.2, respectively.
Is Georgia a no-fault state?
No. Georgia is an at-fault state. This means drivers who cause an accident must cover the costs of the damage and injuries they cause — typically through their auto insurer.
How much car insurance do you need in Georgia?
Georgia drivers must carry a minimum of $25,000 per person and $50,000 per accident in bodily injury liability and $25,000 per accident in property damage liability. You may decide you want additional coverage to protect you and your vehicle.
Insurify Insights
How Valdosta Drivers Measure Up
While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Valdosta, Georgia below:
Methodology
Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Valdosta drivers measure up to their fellow motorists across Georgia in areas including speeding, DUIs, and more. Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.
Nissan Altima
Most Popular Car in Valdosta
#66
City with the Most Speeding Tickets Rank in Georgia
#94
City with the Most Moving Violations Rank in Georgia
#82
City with the Most DUIs Rank in Georgia
#80
City with the Most Suspended Licenses in Georgia
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Valdosta drivers rank 120 in the number of car accidents per driver across all cities in Georgia.
Rank within state: #120
Percent of drivers in Valdosta with an accident: 10%
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Valdosta drivers rank 82 in the number of DUI’s per driver across all cities in Georgia.
Rank within state: #82
Percent of drivers in Valdosta with a DUI: 1.3%
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Georgia, Valdosta drivers rank 130 in the number of reckless driving offenses per driver.
Rank within state: #130
Percent of drivers in Valdosta with a reckless driving offense: 1.7%
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Georgia, Valdosta drivers rank 134 in rude driving infractions.
Rank within state: #134
Percent of drivers in Valdosta with a reckless driving violation: 2.1%
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Georgia, Valdosta drivers rank 66 in the number of speeding infractions per driver.
Rank within state: #66
Percent of drivers in Valdosta with a speeding ticket: 11.3%
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Valdosta drivers rank 131 in clean driving records across all cities in Georgia.
Rank within state: #131
Percent of drivers in Valdosta with clean record: 76.5%
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Valdosta drivers rank 144 in hybrid and electric vehicle ownership across all cities in Georgia.
Rank within state: #144
Percent of drivers in Valdosta with a hybrid/electric vehicle: 0.44%
Insurify Insights
Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Daria Uhlig is a freelance writer and editor with over a decade of experience creating personal finance content. Her work appears on USA Today, Nasdaq, MSN, Yahoo Finance, Fox Business, GOBankingRates and AOL. As a licensed Realtor and resort property manager, she specializes in real estate topics, including landlord, homeowners and renters insurance. In her spare time, Daria can be found photographing people and places on Maryland's Eastern Shore. Connect with her on LinkedIn.
Edited byKatie PowersAuto and Life Insurance Editor
Katie PowersAuto and Life Insurance Editor
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.